Personal Finance

Net Worth

Everything you own minus everything you owe.

Net worth is the single best snapshot of your financial health: assets (cash, investments, home, car) minus liabilities (loans, credit cards, mortgage). It can be negative early on, and that is normal. What matters is the trend, is it rising over time?

For example

Assets of $60,000 and debts of $20,000 give you a net worth of $40,000. Track it monthly with our free calculator.

Related terms

PortfolioBudget (50/30/20)Credit Score

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