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Free financial calculators & tools

Clear, honest calculators for the money decisions that actually matter, from compounding and retirement to debt payoff and the options wheel. No account, no linking, no data leaving your browser. Just answers.

Investing

FIRE Calculator

Find your financial-independence number and the year you could retire early.

Wheel Strategy Calculator

Compute premium yield, annualized return, breakeven, and cost basis for a cash-secured put or covered call.

Planning

Net Worth Calculator

Add up your assets and subtract your liabilities to see exactly where you stand.

Credit & Debt

Want the strategy behind the numbers?

Our free guides teach the wheel strategy, selling cash-secured puts and covered calls, in plain English, including the parts other sites leave out.

Explore the free guides →